9 tips for making escrow less stressful

When you're buying a home, the escrow period — that time between having your offer accepted and having the keys in your hands — can drive even the most zen buyer to the brink of insanity. "After you agree to do everything under the sun for the seller, offer far more than you want to [...]

By | 2017-08-30T21:16:43+00:00 August 30th, 2017|Uncategorized|0 Comments

First-time home buyer’s guide: making a down payment

Buying your first home: the down payment A first-time home buyer may have less savings. He or she might have a collection of student loans and other large debts. Perhaps the buyers is just starting a career. And of course, first-timers have no buying experience. New buyers may even be about to live on their own [...]

By | 2017-08-24T21:27:57+00:00 August 24th, 2017|Uncategorized|0 Comments

Buying a home is easier than you think

Your homebuying experience can vary depending on your preparation, and the team you have at your side. The lender you choose, the real estate professional involved, and other factors can make a big difference when buying a home. If you know someone who’s recently been though a less-than-pleasurable home buying experience, you may be apprehensive [...]

By | 2017-08-23T22:33:51+00:00 August 23rd, 2017|Uncategorized|0 Comments

Why You Should Stop Renting and Buy Today

As rents consistently rise across the country, many Americans still continue to rent their homes. While you may have a great reason as to why you’re still renting, there are plenty more reasons why you should take the leap toward homeownership. Whether you’re waiting to build your credit or save for the initial down payment, [...]

By | 2017-08-18T17:23:15+00:00 August 18th, 2017|General|0 Comments

Get Started: Home Buying Checklist

Use this free home buying checklist to jump-start your real estate journey. 1. Gather Financials Before you start looking at homes for sale, get your financial house in order. First, request your credit report from all three bureaus (Equifax, Experian, and TransUnion). Comb through each report to ensure it’s accurate — and fix any errors you [...]

By | 2017-08-18T17:23:57+00:00 August 16th, 2017|Uncategorized|0 Comments

5 Ways To Raise Your FICO Credit Score Today

Raise Your Credit Score Today It's always a good time to set new goals and every consumer should consider making time to improve their FICO credit score. Not only can improving your FICO credit score improve your chances of obtaining a mortgage, but it could improve your auto insurance premiums and, possibly, make you a more attractive [...]

By | 2017-08-18T17:24:24+00:00 August 15th, 2017|Uncategorized|0 Comments

Low Down Payment Mortgage Options You’ve Never Heard Of

Low-Down-Payment Home Buying Gets Easier In 2017 Interest rates have remained low, dipping below 4% of late according to mortgage agency Freddie Mac. Also helping: banks are rolling out proprietary mortgage programs that require almost no down payment, and in some cases, no mortgage insurance. Lending institutions are no doubt competing for home buyer market [...]

By | 2017-08-18T17:24:52+00:00 August 8th, 2017|Uncategorized|0 Comments

New Home Construction Is Finally Rising—What That Means for Buyers

Homebuilders have been busy this summer—and that might make the home-buying search better for many Americans on the prowl for the place of their dreams. Builders received 7.4% more permits to put up new homes in June compared with May, according to the seasonally adjusted numbers in the latest residential sales report jointly released by the U.S. Census Bureau and U.S. Department of [...]

By | 2017-08-18T17:25:33+00:00 August 8th, 2017|Uncategorized|0 Comments

What Credit Score Do You Need For A Mortgage?

Mortgages & Minimum Credit Scores Mortgage lenders are approving more mortgage loans than during any period this decade. In part, this is because lenders have created more programs with more flexible underwriting guidelines. That includes Fannie Mae's Homeready and some "non-prime" offerings from portfolio lenders as well. So, what's the minimum credit score required to get [...]

By | 2017-08-18T17:26:06+00:00 August 1st, 2017|Uncategorized|0 Comments